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Digital Legacy

Game Accounts And Libraries That Cannot Be Inherited

Digital purchases are usually licences tied to one person rather than goods, which is why a large game or media library often cannot legally pass to anyone.

Close-up of hands typing on a laptop displaying cybersecurity graphics, illuminated by purple light.
Close-up of hands typing on a laptop displaying cybersecurity graphics, illuminated by purple light. · Photo via Pexels
Legal information notice. Educational information about planning — not legal advice. Read the full disclaimer.

A digital library can represent years of purchases and considerable money. Its legal status is not the same as a shelf of discs, and the difference matters after a death.

A purchase is a licence, not a sale

Buying a game or a film on a platform typically grants a personal, non-transferable licence to access it. The customer acquires permission to use, not ownership of a copy.

Licence terms usually prohibit transferring the account or sharing credentials, and they generally state that the licence ends when the account does.

This is why a library that cost a great deal can have no transferable value, while a box of physical discs bought at the same time remains straightforwardly inheritable property.

Accounts often hold more than purchases

Long-standing gaming accounts accumulate progress, creations, friendships and sometimes items that have real value on secondary markets, whatever the terms say about ownership.

Families frequently care far more about the social record than the purchased titles. Messages, guild memberships and shared worlds carry the memory of a person's daily life.

Some communities hold their own memorials and maintain a character or a build as a tribute, and platform operators have on occasion made accommodations for that.

What providers will usually do

Most will close an account on proof of death. Some will provide a data export. A minority have processes for preserving or memorialising a profile.

Transferring the account to a relative is rarely offered formally, because it conflicts with the licence terms the platform relies on for everything else.

In practice, families who retain the device and the login often continue to use an account quietly. That is a decision about terms of service rather than about the law of succession.

Shared family arrangements help in advance

Several platforms support family sharing or household libraries that legitimately extend access to relatives while the account holder is alive.

Setting this up beforehand achieves much of what a family would otherwise want afterwards, without asking anyone to breach a licence.

Recording what exists

Because these accounts are invisible on bank statements once purchases stop, they rarely surface unless someone wrote them down.

Platform terms and any statutory rights of executors over digital assets vary by jurisdiction and continue to change. Where a library or account has genuine value, a solicitor should advise.

Daniel Krajewski
Estates Writer, Before Last Wish

Daniel writes about wills, probate and estate administration. He is not your lawyer, a point he makes roughly once per article, and means.

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